Insurance Services

Secure your boat or personal watercraft with our comprehensive boat insurance. Our tailored policies offer a range of benefits, including roadside assistance, on-water towing, total loss replacement, and coverage for all attached equipment. Additionally, we provide liability coverage for any mishaps occurring on the water. Whether you own a personal watercraft, jet boat, sailboat, fishing boat, or houseboat, at Insurance 4 Less LLC, we will guide you to the best insurance solution tailored for your marine asset.

Workers’ compensation insurance is essential to safeguard your business and is legally required in most states. It covers illnesses or injuries brought on by the job, such as those brought on by carrying large objects, slipping on damp surfaces, fires, or explosions. Not only does it protect your business from potential lawsuits, but it also ensures employees aren’t financially burdened due to work-related incidents. We can assist you in developing a tailored workers’ compensation plan suited to your business needs.

Umbrella insurance supplements existing business coverage, filling gaps not covered by your general liability, auto liability, and employer’s liability insurance. It provides an extra layer of protection against significant accidents, covering damages beyond your primary policy limits. Your business type and existing insurance levels determine the amount of coverage you need. Our experts can help devise the best umbrella insurance plan for your business.

Business Crime Insurance covers various criminal activities that could impact your business, from employee theft and burglary to computer fraud and copyright issues. Protecting your business assets is crucial in an era of prevalent crime opportunities. Contact our experts to create a customized business crime insurance plan to safeguard your efforts.

Commercial auto insurance is crucial as personal car insurance doesn’t cover business-used vehicles. It protects against traffic accidents, vandalism, and incidents involving uninsured drivers. This coverage applies to property damage to your vehicles and harm caused to others by your vehicles, extending to various commercial vehicles, from business cars and vans to semi-trucks. Our experts can help craft a policy that secures your business’s vehicular investments.

Liability insurance is a safeguard against negligence lawsuits faced by your business. It covers unintentional accidents, mistakes, or injuries involving you or your employees, aiding with legal defense costs and damages. It covers a range of expenses, from medical bills and attorney fees to unexpected charges. Liability insurance protects, whether an accident leads to injury, a defective product claim, or legal action from a former employee.

Property insurance pivotally protects your business’s physical assets against loss or damage. Property insurance is a solid investment in business resilience whether you own, lease, or work from home. It covers various unexpected incidents, such as fires that damage your building and office equipment. Let us help tailor a property insurance plan that caters to your business’s needs.