Business Insurance

Business Crime Insurance provides comprehensive coverage for various criminal activities that may impact your business. That includes theft by dishonest employees, burglaries or robberies targeting your business premises, computer fraud, and forgery or copyright infringement issues.

Business Interruption Insurance safeguards your business against financial losses resulting from interruptions to operations. In the event of unforeseen circumstances that prevent your business from operating, this insurance ensures your ongoing financial obligations are met. Don’t find yourself in a situation where temporary closure is unavoidable; Business Interruption Insurance has you covered. It covers property damage and compensates for lost net income, ongoing expenses (such as a mortgage, advertising, taxes, and salaries), and even relocation and advertising costs if temporary relocation is necessary.

Commercial auto coverage provides insurance protection for property damage to vehicles and liability for damage caused by those vehicles to others. Our comprehensive coverage extends to commercial vehicles, including business cars, vans, semi-trucks, and dump trucks. Trust our team of experts to tailor a policy that safeguards your business investment effectively.

Liability insurance provides essential protection for your business in the event of a negligence lawsuit. As a business owner, you understand the numerous factors in running a business. You bear responsibility for unintended accidents, errors, or injuries involving you or your employees. Business liability insurance assists with the expenses related to legal defense and potential damages. It covers medical costs, attorney fees, damages when you are deemed legally liable, and other unforeseen expenses you may not have anticipated.

Property insurance is a vital investment to safeguard your business against loss or damage to its physical assets. It ensures the resilience and stability of your business. Property insurance provides comprehensive coverage for your needs, whether you own the building, lease your workspace, or operate from a home office.

An umbrella insurance policy complements your existing general liability, auto, and employer liability coverage by providing additional protection. It is an extra layer of coverage for unforeseen accidents uncovered by your existing business insurance programs. In a substantial accident where damages exceed the limits of your primary policies, umbrella insurance prevents you from paying out-of-pocket expenses by providing the necessary coverage.

Workers’ compensation insurance is essential for protecting your business and is often a legal requirement in many states. It covers injuries or illnesses resulting from job-related duties or while at work. This insurance safeguards your business and employees by compensating for various injuries, such as those caused by lifting heavy equipment, slipping on wet surfaces, or injuries resulting from fires or explosions. By having workers’ compensation insurance, you protect your business from potential lawsuits but and ensure that your employees have financial support in case of income loss.